1310 Prudent Person - The 
 local worker shall use the prudent person concept in administering the 
 medical assistance programs. The phrase, "prudent person" applies 
 to the particular situation that indicates further verification of information 
 is needed. It also applies to the reasonableness of judgments made by 
 an individual in a given situation based on that individual's experience 
 and knowledge of the program.
 
It is the responsibility of staff to be prudent when the circumstances 
 of a particular case indicate the need for further inquiry. Additional 
 substantiation or verification should be obtained whenever the information 
 provided by the applicant or recipient is incomplete, unclear, or contradictory.
 
Circumstances that require a more thorough analysis of a case include:
 
Real or personal property holdings 
	 that are very near or equal to the resource limitation.
	 
An individual who is living at a 
	 higher standard of living than known resources or income would permit.
	 
An individual who appears to qualify 
	 for potential resources such as Social Security, unemployment benefits, 
	 veterans' benefits, medical insurance, etc.
	 
An individual who appears to be 
	 confused.
	 
An individual who has a history 
	 of providing conflicting or incomplete information.
	 
Documents (birth certificates, Social Security cards, etc.) that appear to have been altered.